Enrichment

The Enrichment API is a separate service that, using the same authentication as main Pluggy services, enables customers that have already collected Open Finance data or have existing data from their customer base to enrich the transactional data by providing categorization and merchant information.

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Premium feature

To enable enrichment api, you must request this to the sales team to enable it for your team.

How to start?

The following is a basic step-by-step guide on how to interact with the categorization endpoint.

1. Using our categorization endpoint you will send basic data fields (date, value, description, account_type that allows us to get the most accurate category for the data point you sent.
   1. For transfers, we provide the paymentData object that allows us to send extra information about the payee that allows us to cross with our companies & persons data sources.
   2. For credit card transactions, we provide the creditCardMetadata object to send card transaction-specific fields like installmentNumber or payeeMCC
2. We will return the same list of transactions with their corresponding category and a merchant object that will contain the name, cnpj and logo_url if provided, this enables PFM applications to easily show the merchant or group by the same merchant's transactions.