Sandbox

// Always returns at least 1 BANK/CHECKING_ACCOUNT and 1 CREDIT/CREDIT_CARD account:
{
    "type": "BANK", "subtype": "CHECKING_ACCOUNT",
    "balance": 21544.6, "currencyCode": "BRL",
    "marketingName": "GOLD Conta Corrente", "taxNumber": "416.799.495-00", "owner": "John Doe",
    "bankData": {
      "transferNumber": "123/0001/12345-0",
      "closingBalance": 21544.6,
      "automaticallyInvestedBalance": 2154.46,
      "hasReservedBalance": true,
      "reservedBalances": [{ "name": "Caixinha Para Férias", "availableAmounts": [{ "amount": 1000.04, "remuneration": { "indexer": "CDI", "rateType": "LINEAR", "preFixedRate": 0.3 } }] }]
    },
    "creditData": null
  }

  {
    "type": "CREDIT", "subtype": "CREDIT_CARD",
    "balance": -503.1,
    "creditData": {
      "level": "BLACK", "brand": "MASTERCARD",
      "balanceCloseDate": "2026-07-23", "balanceDueDate": "2026-07-28",
      "creditLimit": 300000, "availableCreditLimit": 300000,
      "minimumPayment": 100.62, "holderType": "MAIN", "status": "ACTIVE"
    }
  }

// Note that bankData/creditData are mutually exclusive depending on the account's type - the Sandbox even simulates reservedBalances ("piggy banks") inside bankData, which isn't trivial to find documented elsewhere.

// Simple transaction (recurring, no extra metadata) — salary, recurring debits:
  { "description": "SALARIO EMPRESA XYZ LTDA", "amount": 8500, "type": "CREDIT", "category": "Salary", "categoryId": "01010000", "paymentData": null,
  "creditCardMetadata": null }

// Bank slip (boleto) payment — the only record with paymentData populated:
  {
    "description": "Pagamento de boleto", "amount": -100, "type": "DEBIT",
    "category": "Transfer - Bank Slip", "categoryId": "05010000",
    "paymentData": {
      "payer": { "documentNumber": { "type": "CPF", "value": "111.111.111-11" }, "name": "Francisco Souza", "routingNumberISPB": "60701190" },
      "paymentMethod": "BOLETO",
      "receiver": { "documentNumber": { "type": "CNPJ", "value": "PL.UGG.Y12/AB00-42" }, "name": "Pluggy Brasil Instituição de Pagamento LTDA" },
      "boletoMetadata": { "baseAmount": 90, "discountAmount": 0, "interestAmount": 10, "digitableLine": "11190000111001113911100000021110600000000111000" }
    }
  }

// Installment credit card purchase — the only record with creditCardMetadata populated:
  {
    "description": "NETFLIX.COM", "amount": -55.9,
    "creditCardMetadata": { "installmentNumber": 2, "totalInstallments": 6, "totalAmount": -335.4, "payeeMCC": 5812, "billId":
  "3b3341e4-d30c-48d6-bcbe-79a3fe47d704" }
  }

// In other words: the Sandbox simulates bank-slip (boleto) payments and installment card purchases, but the checking account queried here has no Pix, TED, or inter-account transfers — all 17 checking-account transactions are: boleto payment, recurring debits (telecom, electricity, condo fees), salary, and bill payment. On the credit card, all 9 transactions are purchases (subscriptions/gym), with no dispute, refund, or cash-advance examples.

// 8 investments across 6 type/subtype combinations:

  // SECURITY/PGBL — pension plan
  {
    "type": "SECURITY", "subtype": "PGBL", "name": "ITAU Sandbox previdencia",
    "balance": 11720.42, "value": 3.605103, "amount": 1720.42,
    "lastMonthRate": -0.8, "lastTwelveMonthsRate": 5.97, "annualRate": 7.64,
    "issuer": "ITAU UNIBANCO ASSET MANAGEMENT LTDA", "issuerCNPJ": "40.430.971/0001-96"
  }

  // SECURITY/RETIREMENT — pension plan issued by Pluggy itself
  {
    "type": "SECURITY", "subtype": "RETIREMENT", "name": "Pluggy PREVIDENCIA",
    "balance": 1359.39, "amountProfit": 359.39, "amountOriginal": 1000,
    "issuer": "Banco do Pluggy", "dueDate": "2026-07-23T16:16:27.300Z"
  }

  // MUTUAL_FUND/INVESTMENT_FUND — appears twice (Premium/Basic)
  {
    "type": "MUTUAL_FUND", "subtype": "INVESTMENT_FUND", "name": "Fondo de Investimento Premium",
    "balance": 1359.39, "quantity": 3, "value": 500, "amount": 1500,
    "taxes": 40.61, "taxes2": 100, "amountProfit": 359.39, "amountOriginal": 1000
  }

  // FIXED_INCOME/CDB — fixed-income bond
  {
    "type": "FIXED_INCOME", "subtype": "CDB", "name": "CDR",
    "balance": 2000, "rate": 150, "rateType": "CDI", "fixedAnnualRate": 2.5,
    "dueDate": "2026-07-23T16:16:27.300Z", "issuer": "Banco do Pluggy",
    "institution": { "name": "BANCO BTG PACTUAL S/A", "number": "30306294000145" }
  }

  // ETF/ETF — appears twice: one active, one fully withdrawn
  {
    "type": "ETF", "subtype": "ETF", "name": "ISUS11 STOCK", "code": "ISUS11", "isin": "123456789",
    "quantity": 1, "amount": 2000, "status": "ACTIVE"
  }
  {
    "type": "ETF", "subtype": "ETF", "name": "BOVA11", "code": "BOVA11",
    "quantity": 0, "value": 118.4, "status": "TOTAL_WITHDRAWAL"
  }

  // EQUITY/REAL_ESTATE_FUND — REIT (FII)
  {
    "type": "EQUITY", "subtype": "REAL_ESTATE_FUND", "name": "GGRC11", "code": "GGRC11", "isin": "BRGGRCCTF002",
    "quantity": 1, "amount": 118.4, "issuer": "GGR COVEPI RENDA FDO INV IMOB"
  }

  // No SECURITY/individual-stock example (equity held outside a fund), and nothing explicitly
  // labeled Treasury Direct — the closest analog available is the FIXED_INCOME/CDB above.

{
      "productName": "Crédito Pessoal Consignado",
      "type": "CREDITO_PESSOAL_COM_CONSIGNACAO",
      "kind": "LOAN",
      "contractAmount": 50000, "currencyCode": "BRL",
      "contractDate": "2022-08-01T00:00:00.000Z", "dueDate": "2028-01-15T00:00:00.000Z",
      "installmentPeriodicity": "MONTHLY", "amortizationScheduled": "SAC", "CET": 0.29,
      "interestRates": [{ "interestRateType": "SIMPLE", "postFixedRate": 0.55, "preFixedRate": 0.6, "referentialRateIndexerSubType": "TJLP" }],
      "installments": { "dueInstallments": 57, "paidInstallments": 73, "pastDueInstallments": 73, "totalNumberOfInstallments": 130632 },
      "payments": { "contractOutstandingBalance": 1000.04 }
    }

  // Only one loan type/kind is simulated: payroll-deductible personal credit. No mortgage, vehicle financing, or unsecured personal loan without consignação is represented.