Considerations & FAQ

Things to keep in mind when integrating Open Finance Regulated data that can be different from Direct Connections.

Credit Cards Future Installments

In open finance, future credit card installments are not returned, except for BTG Pactual (614). In this connector, the future installments are retrieved in the first connection with thePENDING status.


Frequently Asked Questions (FAQ)

  • Upon first connection, do Open Finance connectors return fully withdrawn investments?
    • No, only active investments at the moment of the first connection are returned. From that point on, if you fully withdraw one of those investments, it will change status to TOTAL_WITHDRAWAL.
  • Does Itaú PJ OF (618) return consolidated (SISPAG CONSOLIDADO, PIX QRS CONSOLIDADO) transactions or detailed transactions?
    • It always returns detailed transactions, with the counterpart's CPF / CNPJ inside paymentData.