PIX Automatico

Welcome to Pluggy’s Pix Automático API—your gateway to seamless, automated recurring payments in Brazil.

Pix Automático, launched by the Central Bank of Brazil, brings the power of automation to the Pix instant payment system. With Pluggy, you can integrate Pix Automático into your product in minutes, enabling your users to schedule, authorize, and manage recurring payments with the same speed, reliability, and developer experience you expect from modern APIs.

What is Pix Automático?

Pix Automático is the recurring payments layer of Pix. It lets you programmatically create mandates so your users can authorize automated, scheduled payments—perfect for subscriptions, utility bills, loan repayments, and more.

Key features:

Automated Recurrence: Set up payment schedules and let Pluggy handle the rest—no manual intervention required.
User Authorization: Every recurring payment is authorized by the payer, ensuring trust and transparency.
Instant Settlement: Funds move instantly, 24/7, just like any Pix transaction.
Universal Reach: Works across all Pix-enabled financial institutions.

Why Build with Pix Automático?

Pix Automático unlocks new possibilities for your product:

Automate Everything: Eliminate manual billing and collections with a few lines of code.
Boost Reliability: Ensure on-time payments and retryable schedules.
Delight Users: Give your customers a frictionless, secure way to manage recurring payments.
Save on Costs: Leverage Pix’s low fees and real-time infrastructure.

Integration Options

Pluggy offers two flexible ways to integrate Pix Automático into your application:

Pluggy Payment Gateway: The fastest way to get started. Use Pluggy’s hosted payment interface, which works seamlessly, just like PIS or PIS Agendado. This option lets you offer Pix Automático with minimal development effort and a great user experience out of the box.
Direct APIs: For customers who want full control over the user experience, Pluggy provides direct API endpoints. Build your interface and manage the entire Pix Automático flow programmatically.

Select the integration path that best suits your product and development requirements.