Open Finance Connectors

At Pluggy, apart from our usual Connectors, we now also support obtaining data from the Brazilian Open Finance Network with Open Finance Connectors.

Open Finance Connectors follow Pluggy's data model like any other Connector (Items, Accounts, Transactions, etc.), so there is no breaking change when obtaining data from Open Finance. However, they are some differences in the products they retrieve, the institutions they support and the way the user connects their account. In this guide we will discuss those differences so you can choose which connector type is best suited for your use case.

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Premium feature
If you are interested in using Open Finance Connectors, please contact our sales team to enable it for your plan

Products supported by Open Finance

Right now, Open Finance supports the following products:

ACCOUNTS
CREDIT_CARDS
TRANSACTIONS
IDENTITY
LOANS
INVESTMENTS & INVESTMENT_TRANSACTIONS & BROKERAGE_NOTES
EXCHANGE_OPERATIONS

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Product coverage varies per institution. Not every connector supports every product - coverage depends on the type of institution (full bank, broker, card issuer, digital wallet, etc.). Always verify which products a specific connector exposes before building your integration.

Institutions and Product Coverage supported by Open Finance

The table below lists all institutions available via Open Finance, the contexts in which they are available (Personal / Business / Investments), and which products each connector exposes.

	OF Context	Accounts	Transactions	Credit Cards	Investments & Inv. Transactions
Itaú	Personal, Business	✅	✅	✅	✅
Bradesco	Personal, Business	✅	✅	✅	✅
Caixa Econômica Federal	Personal	✅	✅	✅	✅
Santander	Personal, Business	✅	✅	✅	✅
Banco do Brasil	Personal, Business	✅	✅	✅	✅
Nubank	Personal	✅	✅	✅	✅
BTGPactual	Personal, Business, Investments	✅	✅	❌	✅
Sicredi	Personal, Business	✅	✅	✅	✅
Sicoob	Personal, Business	✅	✅	❌	✅
Banrisul	Personal, Business	✅	✅	❌	✅
Mercado Pago	Personal, Business	✅	✅	❌	✅
Itaú Cartões	Personal, Business	❌	❌	✅	❌
Banco BMG	Personal, Business	✅	✅	❌	✅
Unicred	Personal, Business	✅	✅	❌	✅
XP Investimentos	Personal, Business	✅	✅	❌	✅
Next	Personal, Business	✅	✅	❌	✅
PicPay	Personal, Business	✅	✅	❌	✅
Banco PAN	Personal	✅	✅	❌	✅
Banco Digio	Personal	✅	✅	❌	✅
Banco do Nordeste	Personal, Business	✅	✅	❌	✅
Uber Conta by Digio	Personal	✅	✅	❌	❌
Woop	Personal	✅	✅	❌	❌
Investimentos BB	Investments	❌	❌	❌	✅
Ágora Investimentos	Investments, Business	❌	❌	❌	✅
Safra	Personal, Business	✅	✅	❌	✅
Banco Paulista	Personal, Business	✅	✅	❌	❌
SafraPay	Personal, Business	✅	✅	❌	❌
Citi	Business	✅	✅	❌	❌
Safra Financeira	Personal, Business	✅	✅	❌	❌
Banco Sofisa	Personal, Business	✅	✅	❌	✅
Banco BV	Personal, Business	✅	✅	❌	✅
Méliuz	Personal	✅	✅	❌	❌
Rico Investimentos	Personal	✅	✅	❌	✅
Clear Corretora	Personal	❌	❌	❌	✅ (EQUITY only)
Bradescard	Personal	❌	❌	✅	❌
InfinitePay	Personal, Business	✅	✅	❌	❌
Caixa Tem	Personal	✅	✅	❌	❌
Necton	Personal	✅	✅	❌	✅
RecargaPay	Personal, Business	✅	✅	❌	❌
Stone Pagamentos	Personal, Business	✅	✅	❌	❌
Itaú BBA	Business	✅	✅	❌	❌
Toro Investimentos	Personal, Business	❌	❌	❌	✅
Santander Cartões	Personal, Business	❌	❌	✅	❌
Porto Bank	Personal, Business	✅	✅	❌	❌
Neon	Personal	✅	✅	❌	❌
EQI	Investments	❌	❌	❌	✅
Rede Celcoin	Personal, Business	✅	✅	❌	❌
Santander Corretora	Personal, Business	❌	❌	❌	✅
PagueVeloz (Serasa)	Personal, Business	✅	✅	❌	❌
Itaú Emps	Business	✅	✅	❌	❌
C6 Bank	Personal, Business	✅	✅	✅	❌
PagBank	Personal, Business	✅	✅	❌	❌
Inter	Personal, Business	✅	✅	✅	✅
Midway	Personal	✅	✅	✅	❌
Banco BRB	Personal, Business	✅	✅	✅	❌
Banco Mercantil	Personal, Business	✅	✅	❌	❌
Banco Master	Personal	✅	✅	❌	❌
Cartão Sam's Club	Personal	❌	❌	✅	❌
Cartão Atacadão	Personal	❌	❌	✅	❌
Cartão Carrefour	Personal	❌	❌	✅	❌
99Pay	Personal	✅	✅	❌	❌
Dock	Personal	✅	✅	❌	❌
QI SCD	Personal, Business	✅	✅	❌	❌
Crefisa	Personal, Business	✅	✅	✅	❌
Porto Bank Empresas	Business	✅	✅	❌	❌
Monte Bravo	Investments	✅	✅	❌	✅

Investment Connectors that were not mentioned here, and other types like Digital Economy and Payment Processors, are not currently supported by Open Finance, but have Direct Connectors available.

Check out the Connectors Coverage docs for all supported Direct Connectors.

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Keeping up to date with the institutions
Our API offers the /connectors?isOpenFinance=true endpoint that describe all the Financial Institutions supported for Regulated Open Finance connections. Each connector may support different products, validate each one using the products list returned by the institution. New connectors will appear automatically in this endpoint so information will be most updated on our API.

Using Open Finance Connectors in my Application

Once you have Open Finance enabled for your plan, to add an Open Finance Connector, follow these steps:

Find the Open Finance connectors and add them to your Personal, Business or Investment connector list

Open Finance connectors will have an Open Finance tag, and appear as "[OF]" in the selected connectors list.

Now, users will be able to choose those institutions in Pluggy Connect (they look just like any usual connector):

Open Finance Rate Limits

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Moved to different section
Access the following link: https://docs.pluggy.ai/docs/rate-limits-of