The destination account, or bank beneficiary, is where the money will be sent when the payment is completed. The information of the recipient must be accurate for the payment to be made.
There can be only one default recipient that will be used for all payment requests when the recipient is not sent. Configure first the default recipient as a fallback when requests are not sent to specific destination accounts.
Since the payment will be delivered through Open Finance PIX, we support as a destination account a broader range of institutions. These are listed under the
/payments/recipients/institutions endpoints and will be used as a reference when creating the recipient, through the
paymentInstitutionId reference field.